Blue Cross of GA NEW Individual Health Insurance Plans!

Blue Cross Blue Shield of Georgia* Premier Plus PPO and POS In-Network Benefit Summary An online application and a printable application option is now available
Description of Benefits			Premier Plus POS				Premier Plus PPO
Lifetime Maximum Per Member			Unlimited				Unlimited
Calendar Year Deductible Choices (Separate deductibles apply for in-network and out-of-network)		Individual	$750	$1,500	$2,500	$3,500	$750	$1,500	$2,500	$3,500
			$5,000	$7,500	$10,000	$20,000	$5,000	$7,500	$10,000	$20,000
		Family (the maximum amount of deductible per year for everyone combined)	$1,500	$3,000	$5,000	$7,000	$1,500	$3,000	$5,000	$7,000
			$10,000	$15,000	$20,000	$40,000	$10,000	$15,000	$20,000	$40,000
Calendar Year Out-of-Pocket Maximum		Individual	Your deductible plus $2,500*				Your deductible plus $3,000
		Family (the maximum amount out of pocket per year for everyone combined)	Your deductible plus $5,000*				Your deductible plus $6,000
*If you choose the $7,500, the $10,000 or $20,000 individual deductible, your Calendar year out-of-pocket maximum is your deductible only
Covered Services These amounts show your share of costs after deductible, if any.			Premier Plus POS				Premier Plus PPO
Preventive Care			Member Pays $0				Member Pays $0
Doctor's Office Visits (PCP / Specialist) Unlimited # of Visits Per Year			$35 / $50 Copayment Not subject to deductible				$35 / $50 Copayment Not subject to deductible
Professional Services (x-ray, lab, anesthesia, surgeon, diagnostics, etc.)			Member pays 20% after annual deductible (0% with $7,500 $10,000 or $20,000 deductible)				Member pays 20% after annual deductible (0% with $7,500 $10,000 or $20,000 deductible)
Hospital Inpatient (overnight hospital stays)			Member pays 20% after annual deductible (0% with $7,500 $10,000 or $20,000 deductible)				Member pays 20% after annual deductible (0% with $7,500 $10,000 or $20,000 deductible)
Hospital Outpatient (if you don't stay overnight)			Member pays 20% after annual deductible (0% with $7,500 $10,000 or $20,000 deductible)				Member pays 20% after annual deductible (0% with $7,500 $10,000 or $20,000 deductible)
Emergency Room Care (Accidental injury or Medical Emergency as defined by BCBSGa)			Member pays 20% after annual deductible (0% with $7,500 $10,000 or $20,000 deductible)				Member pays 20% after annual deductible (0% with $7,500 $10,000 or $20,000 deductible)
Maternity			Available at Additional Cost on Premier Plans with $2,500 Deductible and Above				Available at Additional Cost on Premier Plans with $2,500 Deductible and Above
Dental			Optional coverage available				Optional coverage available
Life			Optional coverage available				Optional coverage available
Prescription Drug Coverage			Premier Plus POS				Premier Plus PPO
There is a $2,500 Out-of-Pocket Maximum Per Person Per Year, then Plan Pays at 100% Prescription Copays are based on a 30 day supply			Tier 1 (most generic drugs)* - $15 Copay Tier 2 (most preferred brand drugs)* - $30 Copay Tier 3 (most non-preferred drugs) - $60 Copay Tier 4 (most specialty and injectibles)-25% of cost If a brand name drug is chosen when a generic is available, member pays the copya PLUS cost difference				Tier 1 (most generic drugs)* - $15 Copay Tier 2 (most preferred brand drugs)* - $30 Copay Tier 3 (most non-preferred drugs) - $60 Copay Tier 4 (most specialty and injectibles)-25% of cost If a brand name drug is chosen when a generic is available, member pays the copya PLUS cost difference
Waiting period for pre-existing conditions is 12 months from contract effective date. If you apply within 63 days of terminating your membership with another "creditable" group health care plan, then you can use your prior coverage credit toward the 12 month waiting period. Refer to your individual certificate of coverage for complete benefit details including a full list of exclusions and limitations. An online application and a printable application option is now available Insurance Now and it's agents are independent authorized agents representing Blue Cross and Blue Shield of Georgia *Blue Cross and Blue Shield of Georgia, Inc. and Blue Cross Blue Shield Healthcare Plan of Georgia, Inc., are independent licensees of the Blue Cross and Blue Shield Association. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association.
	Click here to request that an enrollment package be emailed or mailed to you

5 Dunwoody Park South
Suite 113
Atlanta, GA 30338

Call Chris, Holly or Bob at
(770) 396-9517
Outside of the Atlanta area,
call toll-free:
1-877-711-8376.
Email: holly@insurance-now.com