CoventryOne
POS In-Network Benefit Summary*
$45 Copay Plans |
Description
of Benefits |
$45
Copay Plan
$1,750 Deductible |
$45
Copay Plan
$2,750 Deductible |
$45
Copay Plan
$3,750 Deductible |
$45
Copay Plan
$5,750 Deductible |
 |
Lifetime
Maximum Per Member |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Benefit
Year Deductible Per Member
(3
person maximum per family) |
$1,750 |
$2,750 |
$3,750 |
$5,750 |
Benefit
Year Out-of-Pocket Maximum
(3
person family maximum) |
$5,000
plus deductible per member |
$5,000
plus deductible per member |
$5,000
plus deductible per member |
$5,000
plus deductible per member |
Office
Visits - (PCP
Physicians and Specialists) |
Primary
Care Dr.Unlimited Visits - Pay $45
Specialist-First 2 Visits - Pay $75:
3+ Visits Pay $75 After Deductible |
Primary
Care Dr.Unlimited Visits - Pay $45
Specialist-First 2 Visits - Pay $75:
3+ Visits Pay $75 After Deductible |
Primary
Care Dr.Unlimited Visits - Pay $45
Specialist-First 2 Visits - Pay $75:
3+ Visits Pay $75 After Deductible |
Primary
Care Dr.Unlimited Visits - Pay $45
Specialist-First 2 Visits - Pay $75:
3+ Visits Pay $75 After Deductible |
Preventive
Care for Babies and Children |
Covered
at 100% - no copay |
Covered
at 100% - no copay |
Covered
at 100% - no copay |
Covered
at 100% - no copay |
Preventive
Screenings for Adults
(unlimited yearly max)- NOTE:
Colonscopy will be paid at 100% after the yearly deductible
is met however Colon Screenings are covered at 100% |
Covered
at 100% - no copay |
Covered
at 100% - no copay |
Covered
at 100% - no copay |
Covered
at 100% - no copay |
Mammograms
Preventive and Diagnostic |
Covered
at 100% - no copay |
Covered
at 100% - no copay |
Covered
at 100% - no copay |
Covered
at 100% - no copay |
Professional
Services
Including surgery, anesthesia, in-hospital physician care, diagnostic
X-ray and lab. |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Inpatient
Hospital Services
Surgery, x-ray, in-hospital physician visits, organ/tissue transplants |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Maternity |
NOT
COVERED |
NOT
COVERED |
NOT
COVERED |
NOT
COVERED |
Outpatient
Medical Care |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Short
Term Therapies:
Physical/Occupational-24
visit limit/yr
Cardiac and Pulmonary Rehabilitation-
30 visits; Speech-24 visits
Developmental Delay is not covered |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Chiropractic Services
- (6 visits
per year - Care must be received from ActivHealth Provider) |
Plan Pays Up to $25/visit
(limit 6/yr) |
Plan Pays Up to $25/visit
(limit 6/yr) |
Plan Pays Up to $25/visit
(limit 6/yr) |
Plan Pays Up to $25/visit
(limit 6/yr) |
Mental Health-
Available only by purchase of an additional rider
(rider gives 48 O/P Vis & 30 I/P days per yr.) |
Optional rider available
for additional $43/month |
Optional rider available
for additional $43/month |
Optional rider available
for additional $43/month |
Optional rider available
for additional $43/month |
Infusion
Therapy/Chemotherapy |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Emergency
Room Care - For Medical Emergency or Serious Accidental Injury
(MRI,
CT or PET Scans Paid at 70% after Deductible) |
$500
copay (waived if admitted) |
$500
copay (waived if admitted) |
$500
copay (waived if admitted) |
$500
copay (waived if admitted) |
Convenience
Care Clinic |
$45
Ccpay |
$45
Ccpay |
$45
Ccpay |
$45
Ccpay |
Urgent
Care Facility Services |
$75
Copay |
$75
Copay |
$75
Copay |
$75
Copay |
Ambulatory
Surgical Center |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Ambulance
Service |
$500
Copay |
$500
Copay |
$500
Copay |
$500
Copay |
Hospice |
Plan
pays 70% with deductible waived |
Plan
pays 70% with deductible waived |
Plan
pays 70% with deductible waived |
Plan
pays 70% with deductible waived |
Durable
Medical Equipment, Prosthetics and Orthoses
limited
to $2,500 annual max, all combined |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Skilled
Nursing Facility
Limited to 30 days, in and out of network combined |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Transplants -
(Unlimited Benefit) |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Prescription
Drugs -
Retail Drugs - per prescription (up to a 30-day supply-mail order
available) |
Choice
of $1000 or $0 Deductible
for Tiers 2, 3 & 4 (Tier 1 is Always $0 Deductible) |
Choice
of $1000 or $0 Deductible
for Tiers 2, 3 & 4 (Tier 1 is Always $0 Deductible) |
Choice
of $1000 or $0 Deductible
for Tiers 2, 3 & 4 (Tier 1 is Always $0 Deductible) |
Choice
of $1000 or $0 Deductible
for Tiers 2, 3 & 4 (Tier 1 is Always $0 Deductible) |
P
R
E
S
C
R
I
P
T
I
O
N |
Tier
1 (Generic
Drugs)
(AVAILABLE
WITHOUT MEETING
ANY DEDUCTIBLE) |
$15
copayment |
$15
copayment |
$15
copayment |
$15
copayment |
Tier
2 (Formulary
Brand) |
$40
copayment |
$40
copayment |
$40
copayment |
$40
copayment |
Tier
3 (Non-Formulary
Brand) |
$60
copayment |
$60
copayment |
$60
copayment |
$60
copayment |
Tier
4 (self
edministered injectables) |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
Plan
pays 70% after deductible |
CoventryOne
has an out of pocket maximum of $3000 that you will pay per person
per year for your prescription medications at the most
- Once your out-of-pocket maximum is met, CoventryOne will pay
your prescriptions at 100% for the remainder of the year. |
Vision - one exam every 12
months (care must be received from an Avesis provider) |
$15
Copay |
$15
Copay |
$15
Copay |
$15
Copay |
Description
of Benefits |
$45
Copay Plan
$1,750 Deductible |
$45
Copay Plan
$2,750 Deductible |
$45
Copay Plan
$3,750 Deductible |
$45
Copay Plan
$5,750 Deductible |
|
Waiting
period for all undisclosed pre-existing conditions is at least
one year from contract effective date.
*Refer
to your individual certificate of coverage for complete benefit
details
(As with all insurance providers, not disclosing known prexisting
conditions could result in termination of your benefits) |